Unfortunately, theres no hard-and-fast answer. Maybe its the fourth date. Perhaps its on your six-month anniversary or after you get engaged. Rather than a set number or timeframe, experts say you should have the money talk before your relationship turns serious.

How do you talk about money in a relationship?

Discuss what kinds of debt you each have — student loans, car loans, credit cards, etc. — and what their balance and interest rates are. Do they have an emergency fund, just in case? It might be good to ask about their credit score, too — and if its not so great, whether theyre working on fixing it.

How do you handle finances in a relationship?

7 Ways to Manage Finances as a CoupleCombine all your finances. Combine finances, but each partner gets fun money. Keep your finances completely separate. Split shared bills 50/50. Split shared bills by a percentage of each persons income. Split responsibility for certain bills. Live off one income.8 Feb 2021