Even if you have a disclaimer in place, you should still hold adequate liability insurance to protect business activities. Having a disclaimer does not mean you are guaranteed to be protected from all liabilities. The more vague or confusing your disclaimer is, the more unlikely that it will protect you.

Are disclaimers useful?

A disclaimer is important because it helps protect your business against legal claims. Disclaimers notify users that you will not be held responsible for damages arising from the use of your website, products, or services.