This will typically be a flat fee of $10 to $30 that could be called a statement fee, an account fee, or simply a monthly fee.

What is the average merchant fee?

Average credit card processing fees: 1.3% to 3.5%Payment networkAverage credit card processing feesVisa1.29% + $0.05 to 2.54% + $0.10Mastercard1.29% + $0.05 to 2.64% + $0.10Discover1.48% + $0.05 to 2.53% + $0.10American Express1.58% + $0.10 to 3.45% + $0.10Apr 13, 2021

How long does a merchant have to finalize a transaction?

A credit card authorization lasts 1 to 30 days, until the merchant charges your card for the purchase and “clears” the hold, or the authorization naturally “falls off” your account.